Running out of money is something everyone should be concerned about, especially since you may spend from 20 to 30 years in retirement. Where will your retirement money come from? If you’re like most people, taxable retirement plans like a 401(k), Social Security, personal savings, and investments may all play a role. At Tremblay Financial Services, we’ll help you design a comprehensive retirement income plan to help you withdraw income, pursue asset growth, and preserve your hard-earned nest egg to help ensure you have an income for life.

Retirement income planning is a big focus at Tremblay. We work with pre-retirees and retirees to help you create a lasting income plan as well as a tax-advantaged distribution plan for your assets during retirement. We’ll also help you plan for RMDs. At age 73, required minimum distributions are mandated by the IRS every year, even if you don’t need the money. This surprises some people, and sometimes throws them into a higher tax bracket than they ever anticipated. Let’s talk about your retirement income plan, and let’s map out a plan to help maximize income and minimize taxes.