Tim Tremblay, Author at Tremblay Financial Services

Long Term Care Planning

Long Term Care Insurance: Is It Worth It?

Long-term care insurance (LTCI) was conceived as a financial safety net for individuals facing the prospect of extended care needs in their later years. It’s…

Tim Tremblay2024-04-09

Retirement Planning

What in The Heck is Going On With Social Security?

As the United States grapples with the complexities of its social welfare system, the issue of Social Security is a hot topic, especially now as…

Tim Tremblay2024-04-08

Economic Trends Financial Planning

Monetary policies can exacerbate inflation

This article was originally published by the Santa Barbara News Press. Remember when Hostess Cupcakes were two for 5 cents? Remember when gas was 25…

Tim Tremblay2023-07-03

Financial Planning Investments

Gold Isn’t a Safe Haven, But It Is a Hedge Against Uncertainty

In the world of financial markets, gold has always occupied a special place as a “safe haven” investment and a store of value. This article…

Tim Tremblay2023-06-30

Economic Trends Investments

Cryptocurrency Surprises Financial Industry and Shows Its Potential

When the cryptocurrency, Bitcoin, first came to the marketplace in 2009 at $0.0009 per coin, most of us in the financial services world thought of…

Tim Tremblay2023-06-02

Financial Literacy

Right On The Money YouTube Episodes: Rampant Financial Illiteracy

In this series of videos, Tim Tremblay appears on the Right On The Money YouTube show. Right on the Money is a financial talk show…

Tim Tremblay2023-05-30

Estate Planning Financial Planning

Make An Impact Through a Charitable Remainder Trust

Larry Crandell, the one and only “Mr. Santa Barbara,” raised more than $250 million for charities throughout his community over four decades as the “preeminent…

Tim Tremblay2023-05-26

Charitable Giving Financial Planning

Charitable Giving Is One Way to Make the World Better

Charitable giving is an important part of a financial plan. This article was originally published by the Santa Barbara News Press on April 29, 2023.…

Tim Tremblay2023-05-02

Financial Planning Investments

Some Mutual Funds Have Their Advantages

A mutual fund is a financial vehicle that pools assets from shareholders to invest in securities like stocks, bonds, money market instruments and other assets.…

Tim Tremblay2023-05-02

Financial Industry News

Regulation and Investment Policies Result in Today’s Banking Crisis

The banking crisis of the “Great Recession” was a result of poor lending policies and poor investment decisions on Wall Street. This article was originally…

Tim Tremblay2023-04-14